ZINC
LEADERSHIP
TODD PIGOTT
PRINCIPAL
JOHN EVANGELISTA
CHIEF FINANCIAL OFFICER
Ryan Greth
VICE PRESIDENT
DEBBIE DEACON
DIRECTOR OF BUSINESS OPERATIONS
TODD PIGOTT
PRINCIPAL
In a word, Todd is passionate about the private money equity space. Previously, over an 18-year period, he held the position of President of one of the largest interior and exterior maintenance companies in the central valley employing over 400 individuals. Sold in 2006 to a private equity firm in New York, he now devotes all of his time and energy to his passion for private money lending.
Today he presides over ZINC’s four separate entities, all involved in the private equity space. ZINC is a licensed lender, not a broker, and we have our personal funds invested in the space our investors consider. This is a rare difference in the ZINC brand. To date, ZINC has originated hundreds of millions of dollars in private money loans, with a loss ratio of less than 1/8%. We oversee millions of dollars of private equity loans every day and fund millions monthly.
All Loans originated by ZINC are secured by a 1st position lien against the underlying collateral. Typically, ZINC focuses on secure branches of lending just outside the bank space. All of our borrowers, whether real estate or auto, are required to participate financially in the transaction with hard cash, creating a real alignment of interest in the transaction.
TODD PIGOTT
PRINCIPAL
In a word, Todd is passionate about the private money equity space. Previously, over an 18-year period, he held the position of President of one of the largest interior and exterior maintenance companies in the central valley employing over 400 individuals. Sold in 2006 to a private equity firm in New York, he now devotes all of his time and energy to his passion for private money lending.
Today he presides over ZINC’s four separate entities, all involved in the private equity space. ZINC is a licensed lender, not a broker, and we have our personal funds invested in the space our investors consider. This is a rare difference in the ZINC brand. To date, ZINC has originated hundreds of millions of dollars in private money loans, with a loss ratio of less than 1/8%. We oversee millions of dollars of private equity loans every day and fund millions monthly.
All Loans originated by ZINC are secured by a 1st position lien against the underlying collateral. Typically, ZINC focuses on secure branches of lending just outside the bank space. All of our borrowers, whether real estate or auto, are required to participate financially in the transaction with hard cash, creating a real alignment of interest in the transaction.
TODD PIGOTT
PRINCIPAL
In a word, Todd is passionate about the private money equity space. Previously, over an 18-year period, he held the position of President of one of the largest interior and exterior maintenance companies in the central valley employing over 400 individuals. Sold in 2006 to a private equity firm in New York, he now devotes all of his time and energy to his passion for private money lending.
Today he presides over ZINC’s four separate entities, all involved in the private equity space. ZINC is a licensed lender, not a broker, and we have our personal funds invested in the space our investors consider. This is a rare difference in the ZINC brand. To date, ZINC has originated hundreds of millions of dollars in private money loans, with a loss ratio of less than 1/8%. We oversee millions of dollars of private equity loans every day and fund millions monthly.
All Loans originated by ZINC are secured by a 1st position lien against the underlying collateral. Typically, ZINC focuses on secure branches of lending just outside the bank space. All of our borrowers, whether real estate or auto, are required to participate financially in the transaction with hard cash, creating a real alignment of interest in the transaction.
JOHN EVANGELISTA, CPA
CHIEF FINANCIAL OFFICER
John joined the ZINC team in 2012 and has over five years of experience in the accounting, forensic analysis, and oversight of various financial investment instruments. He acquired his license as a Certified Public Accountant in the State of California in February of 2012.
Before joining ZINC, he practiced in public accounting for six years at CBIZ & Mayer Hoffman McCann, P.C., a national independent CPA firm focusing on litigation and valuation services. He performed analyses in hundreds of litigation engagements involving marital dissolutions, fraud, and fund tracings in this capacity.
He is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants.
JOHN EVANGELISTA, CPA
CHIEF FINANCIAL OFFICER
John joined the ZINC team in 2012 and has over five years of experience in the accounting, forensic analysis, and oversight of various financial investment instruments. He acquired his license as a Certified Public Accountant in the State of California in February of 2012.
Before joining ZINC, he practiced in public accounting for six years at CBIZ & Mayer Hoffman McCann, P.C., a national independent CPA firm focusing on litigation and valuation services. He performed analyses in hundreds of litigation engagements involving marital dissolutions, fraud, and fund tracings in this capacity.
He is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants.
JOHN EVANGELISTA, CPA
CHIEF FINANCIAL OFFICER
John joined the ZINC team in 2012 and has over five years of experience in the accounting, forensic analysis, and oversight of various financial investment instruments. He acquired his license as a Certified Public Accountant in the State of California in February of 2012.
Before joining ZINC, he practiced in public accounting for six years at CBIZ & Mayer Hoffman McCann, P.C., a national independent CPA firm focusing on litigation and valuation services. He performed analyses in hundreds of litigation engagements involving marital dissolutions, fraud, and fund tracings in this capacity.
He is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants.
RYAN GRETH
VICE PRESIDENT
Ryan joined ZINC in 2024 with over 30 years of experience in subprime auto to oversee ZINC Auto Finance as Vice President.
Before joining ZINC, Ryan worked at Westlake Financial Services in SR management, overseeing 150+ employees. He had a significant role in growing Westlake from $300 million in receivables to over $2 billion by providing exceptionally low DQ and loss levels.
Ryan has also worked for WFS/Wachovia, United Auto Credit and Bayside Credit in leadership positions throughout his career.
RYAN GRETH
VICE PRESIDENT
Ryan joined ZINC in 2024 with over 30 years of experience in subprime auto to oversee ZINC Auto Finance as Vice President.
Before joining ZINC, Ryan worked at Westlake Financial Services in SR management, overseeing 150+ employees. He had a significant role in growing Westlake from $300 million in receivables to over $2 billion by providing exceptionally low DQ and loss levels.
Ryan has also worked for WFS/Wachovia, United Auto Credit and Bayside Credit in leadership positions throughout his career.
RYAN GRETH
VICE PRESIDENT
Ryan joined ZINC in 2024 with over 30 years of experience in subprime auto to oversee ZINC Auto Finance as Vice President.
Before joining ZINC, Ryan worked at Westlake Financial Services in SR management, overseeing 150+ employees. He had a significant role in growing Westlake from $300 million in receivables to over $2 billion by providing exceptionally low DQ and loss levels.
Ryan has also worked for WFS/Wachovia, United Auto Credit and Bayside Credit in leadership positions throughout his career.
DEBBIE DEACON
DIRECTOR OF BUSINESS OPERATIONS
Debbie Deacon is the Director of Business Operations here at ZINC Financial, Inc. She joined our team in May of 2021 and is responsible for overseeing effective operation procedures across our company. In addition, Debbie works closely with upper management to identify ways to improve company operations and increase employee satisfaction.
As a seasoned professional with over 30 years of business operations experience, Debbie is known for driving brand growth, maximizing operational excellence and elevating our culture. She most recently served as a District General Manager of a Fortune 500 company for twenty years, where she led branding, sales, marketing, operations, employee productivity and maximizing profitability.
Debbie’s passion for helping people can be traced back to her high school days. Whether as the president of the local candy stripers team in her community hospital or, more recently, as a team leader for the Leukemia and Lymphoma Society that focused on raising money to fight blood cancer.
Debbie thrives on helping others, embracing change and finding innovative ways to be the employer of choice.
DEBBIE DEACON
DIRECTOR OF BUSINESS OPERATIONS
Debbie Deacon is the Director of Business Operations here at ZINC Financial, Inc. She joined our team in May of 2021 and is responsible for overseeing effective operation procedures across our company. In addition, Debbie works closely with upper management to identify ways to improve company operations and increase employee satisfaction.
As a seasoned professional with over 30 years of business operations experience, Debbie is known for driving brand growth, maximizing operational excellence and elevating our culture. She most recently served as a District General Manager of a Fortune 500 company for twenty years, where she led branding, sales, marketing, operations, employee productivity and maximizing profitability.
Debbie’s passion for helping people can be traced back to her high school days. Whether as the president of the local candy stripers team in her community hospital or, more recently, as a team leader for the Leukemia and Lymphoma Society that focused on raising money to fight blood cancer.
Debbie thrives on helping others, embracing change and finding innovative ways to be the employer of choice.
DEBBIE DEACON
DIRECTOR OF BUSINESS OPERATIONS
Debbie Deacon is the Director of Business Operations here at ZINC Financial, Inc. She joined our team in May of 2021 and is responsible for overseeing effective operation procedures across our company. In addition, Debbie works closely with upper management to identify ways to improve company operations and increase employee satisfaction.
As a seasoned professional with over 30 years of business operations experience, Debbie is known for driving brand growth, maximizing operational excellence and elevating our culture. She most recently served as a District General Manager of a Fortune 500 company for twenty years, where she led branding, sales, marketing, operations, employee productivity and maximizing profitability.
Debbie’s passion for helping people can be traced back to her high school days. Whether as the president of the local candy stripers team in her community hospital or, more recently, as a team leader for the Leukemia and Lymphoma Society that focused on raising money to fight blood cancer.
Debbie thrives on helping others, embracing change and finding innovative ways to be the employer of choice.